Thursday 4 December 2014

Top 10 Uses of ATM you may not know

Cardholders can use their card for availing facility of balance enquiry and cash withdraw from any bank’s ATM it is not necessary to have ATM of same bank, branch or pace for these.Visa /Master/Rupey Debit cards issued by the bank for accessing above services. Customers with Savings accounts current accounts and Over Draft accounts can get Debit cards from bank.


Account which are not allowed to get Debit Card or ATM Card:

  •      Account which are being operated Jointy by customers.
  •      Individua who are illiterate (They can be given biometric Debit Cards if bank have option for it)
  •      Person who are blind.
  •      Minors (It is aowed in case of student sometime)
  •      Accounts being operated through power of attorney
  •      Accounts under garnishee or have attachment order.
  •      Accounts encumbered.

Fees for availing the service of other Bank ATMs:
5 Financial or Non Financial transactions are free for Savings Bank account holders per month. Beyond this number of transaction the fee depends on bank . Anual charges are also deducted on debit card by some bank for the services that is


How to do Balance Enquiry Through ATM
·         Account Balance Displayed/printed on selection of type of account
How To Make Cash withdrawals through ATM
·         Per day limit Rs.25000/-
·         Fast Cash Menu – Rs. 500,1000, 2000, 4000,5000, 10000 & 15000/-
·         Up to 50 Pieces of Notes in Diebold and 40 Pieces in NCR machines will be dispensed in one go
How To Get Mini statement
·         View / print last 10 transactions of the account selected
How to change pin/password of ATM
·         ATM PIN can be changed as desired by the customer the option is mentioned in menu of ATM machine
 Other Services From ATM:
Mobile Recharge/top-up through ATMs
·         Re-charge/top-up as per scheme of service provider
·         Upon successful completion of operation, ATM dispenses re-charge pin which is to be used for topping up/re-charging

Fund Transfer up to Rs.50000/= through IMPS
·         Funds can be transferred up to Rs.50,000/= through ATM to inter/intra bank accounts with the input of MMID and Mobile number of the beneficiary .
Direct Tax Payment:
·         Direct tax payment can be made through ATM by selecting the required option under Other Services of the ATM. The customer has to register his PAN number details with the branch
Donation through ATM

·         Donations through ATM: Minimum of Rs. 100/- to Maximum of Rs. 50,000/- 

No comments:

Post a Comment